Call reports 2003
CROSSBRIDGE COMMUNITY BANK — 2003
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 68,423,000 | 74,054,000 | 73,802,000 | 76,109,000 |
| Total loans | 42,842,000 | 41,719,000 | 40,931,000 | 42,643,000 |
| Allowance for loan losses | 314,000 | 301,000 | 299,000 | 287,000 |
| Securities available for sale | 18,503,000 | 18,685,000 | 22,590,000 | 23,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,694,000 | 57,174,000 | 59,264,000 | 58,450,000 |
| Interest-bearing deposits | 50,435,000 | 51,745,000 | 54,317,000 | 54,228,000 |
| Noninterest-bearing deposits | 4,259,000 | 5,429,000 | 4,947,000 | 4,222,000 |
| Equity capital | 8,119,000 | 8,346,000 | 8,468,000 | 8,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,595,000 | 2,363,000 | 3,268,000 |
| Interest expense | 285,000 | 561,000 | 835,000 | 1,101,000 |
| Net interest income | 522,000 | 1,034,000 | 1,528,000 | 2,167,000 |
| Noninterest income | 218,000 | 480,000 | 988,000 | 1,121,000 |
| Noninterest expense | 536,000 | 1,049,000 | 1,649,000 | 2,229,000 |
| Provision for loan losses | 3,000 | 10,000 | 19,000 | 19,000 |
| Pretax income | 201,000 | 455,000 | 848,000 | 1,040,000 |
| Income tax | 79,000 | 181,000 | 324,000 | 409,000 |
| Net income | 122,000 | 274,000 | 524,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,159,000 | 8,313,000 | 8,565,000 | 8,672,000 |
| Total capital | 8,473,000 | 8,614,000 | 8,864,000 | 8,959,000 |
| Risk-weighted assets | 36,814,000 | 40,263,000 | 38,451,000 | 40,094,000 |