Call reports 2002
CROSSBRIDGE COMMUNITY BANK — 2002
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,633,000 | 71,409,000 | 70,622,000 | 71,696,000 |
| Total loans | 44,901,000 | 44,594,000 | 44,034,000 | 43,083,000 |
| Allowance for loan losses | 258,000 | 264,000 | 309,000 | 319,000 |
| Securities available for sale | 17,847,000 | 18,404,000 | 19,140,000 | 19,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,474,000 | 54,901,000 | 57,059,000 | 57,915,000 |
| Interest-bearing deposits | 49,584,000 | 50,992,000 | 51,952,000 | 53,314,000 |
| Noninterest-bearing deposits | 2,890,000 | 3,909,000 | 5,107,000 | 4,602,000 |
| Equity capital | 7,439,000 | 7,689,000 | 7,808,000 | 8,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,052,000 | 3,023,000 | 3,949,000 |
| Interest expense | 361,000 | 700,000 | 1,034,000 | 1,347,000 |
| Net interest income | 682,000 | 1,352,000 | 1,989,000 | 2,602,000 |
| Noninterest income | 64,000 | 114,000 | 227,000 | 406,000 |
| Noninterest expense | 452,000 | 897,000 | 1,355,000 | 1,838,000 |
| Provision for loan losses | 6,000 | 18,000 | 60,000 | 72,000 |
| Pretax income | 288,000 | 551,000 | 801,000 | 1,098,000 |
| Income tax | 116,000 | 221,000 | 301,000 | 423,000 |
| Net income | 172,000 | 330,000 | 500,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,537,000 | 7,695,000 | 7,857,000 | 8,041,000 |
| Total capital | 7,795,000 | 7,959,000 | 8,166,000 | 8,360,000 |
| Risk-weighted assets | 38,120,000 | 35,321,000 | 36,886,000 | 36,895,000 |