Call reports 2001
CROSSBRIDGE COMMUNITY BANK — 2001
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,390,000 | 64,921,000 | 65,500,000 | 69,290,000 |
| Total loans | 49,630,000 | 48,146,000 | 46,238,000 | 46,060,000 |
| Allowance for loan losses | 263,000 | 263,000 | 253,000 | 253,000 |
| Securities available for sale | 8,401,000 | 9,016,000 | 12,574,000 | 15,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,585,000 | 52,053,000 | 52,447,000 | 54,219,000 |
| Interest-bearing deposits | 45,587,000 | 47,896,000 | 49,441,000 | 50,820,000 |
| Noninterest-bearing deposits | 2,998,000 | 4,157,000 | 3,006,000 | 3,399,000 |
| Equity capital | 6,817,000 | 6,991,000 | 7,200,000 | 7,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,273,000 | 3,376,000 | 4,429,000 |
| Interest expense | 538,000 | 1,041,000 | 1,523,000 | 1,945,000 |
| Net interest income | 610,000 | 1,232,000 | 1,853,000 | 2,484,000 |
| Noninterest income | 32,000 | 80,000 | 158,000 | 219,000 |
| Noninterest expense | 387,000 | 760,000 | 1,148,000 | 1,557,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 255,000 | 552,000 | 853,000 | 1,136,000 |
| Income tax | 102,000 | 221,000 | 324,000 | 440,000 |
| Net income | 153,000 | 331,000 | 529,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,820,000 | 6,994,000 | 7,192,000 | 7,363,000 |
| Total capital | 7,083,000 | 7,257,000 | 7,445,000 | 7,616,000 |
| Risk-weighted assets | 38,973,000 | 36,569,000 | 35,432,000 | 36,636,000 |