Call reports 2025
CHELSEA GROTON BANK — 2025
What CHELSEA GROTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,711,966,000 | 1,727,186,000 | 1,764,761,000 | 1,755,941,000 |
| Total loans | 1,256,924,000 | 1,260,388,000 | 1,297,691,000 | 1,314,335,000 |
| Allowance for loan losses | 11,252,000 | 11,492,000 | 11,539,000 | 11,828,000 |
| Securities available for sale | 274,806,000 | 267,008,000 | 266,650,000 | 265,011,000 |
| Securities held to maturity | 3,404,000 | 2,437,000 | 2,307,000 | 2,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,188,588,000 | 1,182,685,000 | 1,213,712,000 | 1,170,727,000 |
| Interest-bearing deposits | 749,345,000 | 747,541,000 | 749,453,000 | 734,976,000 |
| Noninterest-bearing deposits | 439,243,000 | 435,144,000 | 464,259,000 | 435,751,000 |
| Equity capital | 243,640,000 | 254,696,000 | 265,123,000 | 269,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,779,000 | 36,209,000 | 54,988,000 | 74,144,000 |
| Interest expense | 4,151,000 | 8,480,000 | 12,782,000 | 16,934,000 |
| Net interest income | 13,628,000 | 27,729,000 | 42,206,000 | 57,210,000 |
| Noninterest income | 5,453,000 | 8,959,000 | 11,533,000 | 13,953,000 |
| Noninterest expense | 10,628,000 | 20,932,000 | 31,543,000 | 46,121,000 |
| Provision for loan losses | 235,000 | 482,000 | 546,000 | 858,000 |
| Pretax income | 6,422,000 | 17,285,000 | 26,644,000 | 29,839,000 |
| Income tax | 1,207,000 | 3,290,000 | 4,168,000 | 5,524,000 |
| Net income | 5,215,000 | 13,995,000 | 22,476,000 | 24,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,938,000 | 272,718,000 | 281,199,000 | 283,038,000 |
| Total capital | 275,351,000 | 284,355,000 | 293,068,000 | 295,178,000 |
| Risk-weighted assets | 1,295,007,000 | 1,316,146,000 | 1,348,508,000 | 1,336,886,000 |