Call reports 2022
CHELSEA GROTON BANK — 2022
What CHELSEA GROTON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,574,802,000 | 1,565,939,000 | 1,600,324,000 | 1,572,496,000 |
| Total loans | 919,343,000 | 949,440,000 | 974,731,000 | 1,009,215,000 |
| Allowance for loan losses | 9,408,000 | 9,528,000 | 9,651,000 | 9,813,000 |
| Securities available for sale | 349,060,000 | 348,843,000 | 346,083,000 | 358,384,000 |
| Securities held to maturity | 20,409,000 | 18,719,000 | 17,318,000 | 16,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,301,063,000 | 1,305,718,000 | 1,353,437,000 | 1,315,839,000 |
| Interest-bearing deposits | 859,577,000 | 871,358,000 | 894,924,000 | 868,203,000 |
| Noninterest-bearing deposits | 441,486,000 | 434,360,000 | 458,513,000 | 447,636,000 |
| Equity capital | 201,844,000 | 187,800,000 | 173,856,000 | 188,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,094,000 | 20,888,000 | 32,679,000 | 45,354,000 |
| Interest expense | 280,000 | 596,000 | 1,062,000 | 1,689,000 |
| Net interest income | 9,814,000 | 20,292,000 | 31,617,000 | 43,665,000 |
| Noninterest income | 1,881,000 | 4,103,000 | 6,501,000 | 8,390,000 |
| Noninterest expense | 8,845,000 | 17,711,000 | 26,713,000 | 34,962,000 |
| Provision for loan losses | 129,000 | 254,000 | 388,000 | 550,000 |
| Pretax income | -1,387,000 | -5,045,000 | -3,434,000 | 5,531,000 |
| Income tax | -336,000 | -1,209,000 | -1,003,000 | 608,000 |
| Net income | -1,051,000 | -3,836,000 | -2,431,000 | 4,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,261,000 | 217,476,000 | 218,882,000 | 226,237,000 |
| Total capital | 229,736,000 | 227,083,000 | 228,613,000 | 236,129,000 |
| Risk-weighted assets | 1,120,851,000 | 1,149,778,000 | 1,161,040,000 | 1,116,435,000 |