Call reports 2021
CHELSEA GROTON BANK — 2021
What CHELSEA GROTON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,469,556,000 | 1,532,364,000 | 1,571,864,000 | 1,591,255,000 |
| Total loans | 1,013,643,000 | 999,592,000 | 957,955,000 | 946,126,000 |
| Allowance for loan losses | 9,117,000 | 9,378,000 | 9,475,000 | 9,597,000 |
| Securities available for sale | 138,956,000 | 152,716,000 | 170,756,000 | 244,914,000 |
| Securities held to maturity | 29,386,000 | 26,826,000 | 24,364,000 | 22,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,191,087,000 | 1,247,577,000 | 1,283,993,000 | 1,299,062,000 |
| Interest-bearing deposits | 811,434,000 | 839,784,000 | 855,617,000 | 855,302,000 |
| Noninterest-bearing deposits | 379,653,000 | 407,793,000 | 428,376,000 | 443,760,000 |
| Equity capital | 206,337,000 | 212,056,000 | 213,593,000 | 219,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,185,000 | 20,351,000 | 30,435,000 | 40,544,000 |
| Interest expense | 447,000 | 851,000 | 1,192,000 | 1,496,000 |
| Net interest income | 9,738,000 | 19,500,000 | 29,243,000 | 39,048,000 |
| Noninterest income | 2,067,000 | 4,095,000 | 6,334,000 | 8,439,000 |
| Noninterest expense | 7,589,000 | 16,250,000 | 25,321,000 | 34,771,000 |
| Provision for loan losses | 450,000 | 906,000 | 915,000 | 934,000 |
| Pretax income | 5,710,000 | 11,631,000 | 14,846,000 | 21,666,000 |
| Income tax | 1,171,000 | 2,271,000 | 2,856,000 | 4,242,000 |
| Net income | 4,539,000 | 9,360,000 | 11,990,000 | 17,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,428,000 | 213,249,000 | 215,879,000 | 221,312,000 |
| Total capital | 217,624,000 | 222,702,000 | 225,434,000 | 230,979,000 |
| Risk-weighted assets | 1,099,426,000 | 1,120,920,000 | 1,120,725,000 | 1,128,581,000 |