Call reports 2019
CHELSEA GROTON BANK — 2019
What CHELSEA GROTON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,135,350,000 | 1,152,028,000 | 1,159,715,000 | 1,142,824,000 |
| Total loans | 838,572,000 | 854,405,000 | 863,395,000 | 858,763,000 |
| Allowance for loan losses | 7,978,000 | 8,097,000 | 8,226,000 | 7,891,000 |
| Securities available for sale | 92,364,000 | 89,797,000 | 88,250,000 | 85,234,000 |
| Securities held to maturity | 54,963,000 | 50,055,000 | 46,897,000 | 44,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 892,894,000 | 903,083,000 | 904,738,000 | 884,464,000 |
| Interest-bearing deposits | 665,505,000 | 663,825,000 | 664,410,000 | 654,006,000 |
| Noninterest-bearing deposits | 227,389,000 | 239,258,000 | 240,328,000 | 230,458,000 |
| Equity capital | 176,490,000 | 182,243,000 | 185,912,000 | 187,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,327,000 | 20,876,000 | 31,398,000 | 42,081,000 |
| Interest expense | 724,000 | 1,498,000 | 2,270,000 | 2,997,000 |
| Net interest income | 9,603,000 | 19,378,000 | 29,128,000 | 39,084,000 |
| Noninterest income | 2,048,000 | 4,305,000 | 6,539,000 | 8,535,000 |
| Noninterest expense | 8,180,000 | 16,389,000 | 24,897,000 | 33,908,000 |
| Provision for loan losses | 131,000 | 257,000 | 403,000 | 478,000 |
| Pretax income | 7,557,000 | 13,873,000 | 18,186,000 | 22,429,000 |
| Income tax | 1,527,000 | 2,748,000 | 3,571,000 | 4,330,000 |
| Net income | 6,030,000 | 11,125,000 | 14,615,000 | 18,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,747,000 | 183,842,000 | 187,332,000 | 190,817,000 |
| Total capital | 186,756,000 | 191,969,000 | 195,583,000 | 198,746,000 |
| Risk-weighted assets | 874,532,000 | 887,683,000 | 897,552,000 | 894,828,000 |