Call reports 2018
CHELSEA GROTON BANK — 2018
What CHELSEA GROTON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,082,888,000 | 1,110,450,000 | 1,131,316,000 | 1,116,897,000 |
| Total loans | 789,024,000 | 823,316,000 | 840,526,000 | 839,280,000 |
| Allowance for loan losses | 7,134,000 | 7,134,000 | 7,257,000 | 7,853,000 |
| Securities available for sale | 126,614,000 | 129,759,000 | 134,316,000 | 134,108,000 |
| Securities held to maturity | 68,318,000 | 64,063,000 | 60,666,000 | 57,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 871,370,000 | 895,145,000 | 905,056,000 | 891,265,000 |
| Interest-bearing deposits | 652,936,000 | 651,645,000 | 667,104,000 | 663,551,000 |
| Noninterest-bearing deposits | 218,434,000 | 243,500,000 | 237,952,000 | 227,714,000 |
| Equity capital | 161,211,000 | 163,722,000 | 168,955,000 | 169,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,038,000 | 18,613,000 | 28,531,000 | 38,847,000 |
| Interest expense | 485,000 | 1,002,000 | 1,580,000 | 2,201,000 |
| Net interest income | 8,553,000 | 17,611,000 | 26,951,000 | 36,646,000 |
| Noninterest income | 1,955,000 | 4,054,000 | 6,388,000 | 8,457,000 |
| Noninterest expense | 8,013,000 | 16,004,000 | 23,966,000 | 32,406,000 |
| Provision for loan losses | 134,000 | 260,000 | 394,000 | 1,040,000 |
| Pretax income | 2,953,000 | 6,037,000 | 11,473,000 | 13,836,000 |
| Income tax | 547,000 | 1,110,000 | 2,174,000 | 2,554,000 |
| Net income | 2,406,000 | 4,927,000 | 9,299,000 | 11,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,080,000 | 155,601,000 | 159,974,000 | 161,956,000 |
| Total capital | 160,245,000 | 162,768,000 | 167,259,000 | 169,844,000 |
| Risk-weighted assets | 828,090,000 | 851,507,000 | 855,688,000 | 868,354,000 |