Call reports 2017
CHELSEA GROTON BANK — 2017
What CHELSEA GROTON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,055,885,000 | 1,056,281,000 | 1,086,602,000 | 1,074,599,000 |
| Total loans | 744,005,000 | 755,747,000 | 774,871,000 | 794,542,000 |
| Allowance for loan losses | 6,864,000 | 6,986,000 | 6,985,000 | 7,070,000 |
| Securities available for sale | 116,928,000 | 115,938,000 | 120,764,000 | 125,746,000 |
| Securities held to maturity | 86,711,000 | 81,252,000 | 76,987,000 | 72,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 854,136,000 | 857,384,000 | 883,827,000 | 869,731,000 |
| Interest-bearing deposits | 652,277,000 | 647,607,000 | 663,550,000 | 653,442,000 |
| Noninterest-bearing deposits | 201,859,000 | 209,777,000 | 220,277,000 | 216,289,000 |
| Equity capital | 155,469,000 | 158,512,000 | 161,070,000 | 161,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,692,000 | 17,313,000 | 25,989,000 | 34,934,000 |
| Interest expense | 456,000 | 909,000 | 1,376,000 | 1,837,000 |
| Net interest income | 8,236,000 | 16,404,000 | 24,613,000 | 33,097,000 |
| Noninterest income | 1,735,000 | 3,723,000 | 5,709,000 | 7,729,000 |
| Noninterest expense | 7,656,000 | 15,347,000 | 22,740,000 | 30,859,000 |
| Provision for loan losses | 127,000 | 259,000 | 390,000 | 522,000 |
| Pretax income | 2,696,000 | 5,554,000 | 8,312,000 | 10,590,000 |
| Income tax | 782,000 | 1,595,000 | 2,396,000 | 4,502,000 |
| Net income | 1,914,000 | 3,959,000 | 5,916,000 | 6,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,480,000 | 150,525,000 | 152,482,000 | 150,675,000 |
| Total capital | 155,371,000 | 157,545,000 | 159,506,000 | 157,786,000 |
| Risk-weighted assets | 784,208,000 | 785,976,000 | 797,850,000 | 812,580,000 |