Call reports 2016
CHELSEA GROTON BANK — 2016
What CHELSEA GROTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 992,624,000 | 1,008,925,000 | 1,032,660,000 | 1,044,271,000 |
| Total loans | 705,550,000 | 717,620,000 | 740,190,000 | 757,185,000 |
| Allowance for loan losses | 6,175,000 | 6,296,000 | 6,434,000 | 6,578,000 |
| Securities available for sale | 105,428,000 | 109,293,000 | 110,832,000 | 113,665,000 |
| Securities held to maturity | 96,558,000 | 91,016,000 | 86,187,000 | 81,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 801,415,000 | 813,716,000 | 833,560,000 | 845,391,000 |
| Interest-bearing deposits | 626,647,000 | 633,036,000 | 645,215,000 | 647,550,000 |
| Noninterest-bearing deposits | 174,768,000 | 180,680,000 | 188,345,000 | 197,841,000 |
| Equity capital | 146,682,000 | 148,918,000 | 150,760,000 | 152,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,053,000 | 16,225,000 | 24,484,000 | 33,624,000 |
| Interest expense | 476,000 | 957,000 | 1,431,000 | 1,895,000 |
| Net interest income | 7,577,000 | 15,268,000 | 23,053,000 | 31,729,000 |
| Noninterest income | 1,594,000 | 3,429,000 | 5,404,000 | 7,123,000 |
| Noninterest expense | 7,453,000 | 14,901,000 | 22,312,000 | 31,536,000 |
| Provision for loan losses | 143,000 | 286,000 | 426,000 | 858,000 |
| Pretax income | 1,921,000 | 4,552,000 | 6,760,000 | 9,459,000 |
| Income tax | 504,000 | 1,242,000 | 1,849,000 | 2,455,000 |
| Net income | 1,417,000 | 3,310,000 | 4,911,000 | 7,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,979,000 | 142,872,000 | 144,473,000 | 146,566,000 |
| Total capital | 147,172,000 | 149,198,000 | 150,937,000 | 153,175,000 |
| Risk-weighted assets | 742,350,000 | 759,231,000 | 777,559,000 | 778,842,000 |