Call reports 2015
CHELSEA GROTON BANK — 2015
What CHELSEA GROTON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 973,192,000 | 964,498,000 | 976,777,000 | 996,203,000 |
| Total loans | 668,468,000 | 675,078,000 | 688,849,000 | 699,650,000 |
| Allowance for loan losses | 6,390,000 | 6,357,000 | 6,352,000 | 6,307,000 |
| Securities available for sale | 98,052,000 | 100,027,000 | 101,468,000 | 102,278,000 |
| Securities held to maturity | 117,545,000 | 110,750,000 | 104,358,000 | 99,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,854,000 | 756,541,000 | 782,390,000 | 807,057,000 |
| Interest-bearing deposits | 628,294,000 | 611,804,000 | 619,320,000 | 629,624,000 |
| Noninterest-bearing deposits | 143,560,000 | 144,737,000 | 163,069,000 | 177,433,000 |
| Equity capital | 139,647,000 | 140,341,000 | 140,830,000 | 144,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,652,000 | 15,290,000 | 23,106,000 | 31,143,000 |
| Interest expense | 603,000 | 1,157,000 | 1,675,000 | 2,170,000 |
| Net interest income | 7,049,000 | 14,133,000 | 21,431,000 | 28,973,000 |
| Noninterest income | 1,557,000 | 3,249,000 | 4,976,000 | 6,713,000 |
| Noninterest expense | 6,849,000 | 13,941,000 | 21,160,000 | 28,688,000 |
| Provision for loan losses | 252,000 | 372,000 | 428,000 | 628,000 |
| Pretax income | 1,836,000 | 3,600,000 | 5,692,000 | 7,284,000 |
| Income tax | 507,000 | 939,000 | 1,458,000 | 1,788,000 |
| Net income | 1,329,000 | 2,661,000 | 4,234,000 | 5,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,394,000 | 136,727,000 | 138,300,000 | 139,563,000 |
| Total capital | 141,803,000 | 143,108,000 | 144,675,000 | 145,897,000 |
| Risk-weighted assets | 728,370,000 | 711,830,000 | 725,947,000 | 742,838,000 |