Call reports 2014
CHELSEA GROTON BANK — 2014
What CHELSEA GROTON BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 930,609,000 | 934,927,000 | 937,884,000 | 971,503,000 |
| Total loans | 601,529,000 | 609,208,000 | 626,982,000 | 661,323,000 |
| Allowance for loan losses | 6,554,000 | 6,265,000 | 6,269,000 | 6,388,000 |
| Securities available for sale | 97,655,000 | 100,739,000 | 103,023,000 | 99,542,000 |
| Securities held to maturity | 133,545,000 | 131,625,000 | 133,060,000 | 127,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 762,749,000 | 763,952,000 | 765,202,000 | 775,631,000 |
| Interest-bearing deposits | 623,367,000 | 624,227,000 | 627,439,000 | 634,356,000 |
| Noninterest-bearing deposits | 139,382,000 | 139,724,000 | 137,763,000 | 141,275,000 |
| Equity capital | 135,534,000 | 137,890,000 | 138,648,000 | 138,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,308,000 | 14,755,000 | 22,249,000 | 29,900,000 |
| Interest expense | 740,000 | 1,433,000 | 2,108,000 | 2,758,000 |
| Net interest income | 6,568,000 | 13,322,000 | 20,141,000 | 27,142,000 |
| Noninterest income | 1,628,000 | 3,347,000 | 5,010,000 | 6,651,000 |
| Noninterest expense | 6,852,000 | 13,673,000 | 20,698,000 | 28,155,000 |
| Provision for loan losses | 0 | 40,000 | 87,000 | 326,000 |
| Pretax income | 1,467,000 | 3,381,000 | 4,977,000 | 6,070,000 |
| Income tax | 348,000 | 820,000 | 1,214,000 | 1,385,000 |
| Net income | 1,119,000 | 2,561,000 | 3,763,000 | 4,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,500,000 | 131,942,000 | 133,143,000 | 134,066,000 |
| Total capital | 137,054,000 | 138,207,000 | 139,412,000 | 140,478,000 |
| Risk-weighted assets | 602,401,000 | 610,487,000 | 619,543,000 | 651,446,000 |