Call reports 2013
CHELSEA GROTON BANK — 2013
What CHELSEA GROTON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 891,016,000 | 902,284,000 | 923,351,000 | 933,422,000 |
| Total loans | 573,143,000 | 579,496,000 | 595,193,000 | 598,679,000 |
| Allowance for loan losses | 7,298,000 | 7,053,000 | 6,972,000 | 6,660,000 |
| Securities available for sale | 99,383,000 | 100,646,000 | 102,659,000 | 102,390,000 |
| Securities held to maturity | 130,134,000 | 126,254,000 | 140,692,000 | 136,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 733,069,000 | 738,016,000 | 763,436,000 | 765,602,000 |
| Interest-bearing deposits | 604,793,000 | 605,499,000 | 627,894,000 | 634,306,000 |
| Noninterest-bearing deposits | 128,277,000 | 132,517,000 | 135,542,000 | 131,296,000 |
| Equity capital | 129,338,000 | 129,544,000 | 131,022,000 | 133,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,177,000 | 14,395,000 | 21,645,000 | 29,047,000 |
| Interest expense | 927,000 | 1,834,000 | 2,718,000 | 3,524,000 |
| Net interest income | 6,250,000 | 12,561,000 | 18,927,000 | 25,523,000 |
| Noninterest income | 1,840,000 | 3,524,000 | 4,956,000 | 6,643,000 |
| Noninterest expense | 6,934,000 | 13,998,000 | 20,975,000 | 27,864,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,682,000 | 3,958,000 | 4,746,000 | 6,252,000 |
| Income tax | 434,000 | 1,048,000 | 1,178,000 | 1,502,000 |
| Net income | 1,248,000 | 2,910,000 | 3,568,000 | 4,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,206,000 | 125,444,000 | 127,700,000 | 129,381,000 |
| Total capital | 132,333,000 | 132,497,000 | 134,672,000 | 136,041,000 |
| Risk-weighted assets | 569,948,000 | 585,941,000 | 598,063,000 | 603,877,000 |