Call reports 2012
CHELSEA GROTON BANK — 2012
What CHELSEA GROTON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 857,791,000 | 848,200,000 | 876,505,000 | 883,528,000 |
| Total loans | 513,061,000 | 521,987,000 | 538,826,000 | 559,067,000 |
| Allowance for loan losses | 8,264,000 | 8,071,000 | 7,835,000 | 7,651,000 |
| Securities available for sale | 100,162,000 | 93,499,000 | 101,852,000 | 98,601,000 |
| Securities held to maturity | 142,273,000 | 139,688,000 | 137,776,000 | 130,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,399,000 | 691,827,000 | 716,954,000 | 728,115,000 |
| Interest-bearing deposits | 598,952,000 | 578,160,000 | 598,290,000 | 605,759,000 |
| Noninterest-bearing deposits | 109,447,000 | 113,667,000 | 118,665,000 | 122,356,000 |
| Equity capital | 122,606,000 | 123,810,000 | 126,273,000 | 126,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,599,000 | 15,057,000 | 22,408,000 | 29,745,000 |
| Interest expense | 1,047,000 | 2,069,000 | 3,075,000 | 4,068,000 |
| Net interest income | 6,552,000 | 12,988,000 | 19,333,000 | 25,677,000 |
| Noninterest income | 1,383,000 | 3,141,000 | 4,812,000 | 6,924,000 |
| Noninterest expense | 6,824,000 | 13,503,000 | 20,247,000 | 28,115,000 |
| Provision for loan losses | 519,000 | 948,000 | 948,000 | 948,000 |
| Pretax income | 864,000 | 2,493,000 | 4,337,000 | 5,121,000 |
| Income tax | 139,000 | 522,000 | 1,008,000 | 1,059,000 |
| Net income | 725,000 | 1,971,000 | 3,329,000 | 4,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,295,000 | 122,541,000 | 121,453,000 | 123,064,000 |
| Total capital | 127,966,000 | 129,286,000 | 128,430,000 | 130,123,000 |
| Risk-weighted assets | 532,092,000 | 538,301,000 | 557,325,000 | 564,081,000 |