Call reports 2011
CHELSEA GROTON BANK — 2011
What CHELSEA GROTON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 828,332,000 | 814,404,000 | 841,642,000 | 836,596,000 |
| Total loans | 513,435,000 | 508,698,000 | 505,366,000 | 515,135,000 |
| Allowance for loan losses | 7,331,000 | 7,352,000 | 7,592,000 | 8,075,000 |
| Securities available for sale | 104,594,000 | 87,358,000 | 87,129,000 | 83,689,000 |
| Securities held to maturity | 105,378,000 | 117,329,000 | 130,048,000 | 145,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,630,000 | 661,670,000 | 692,856,000 | 688,390,000 |
| Interest-bearing deposits | 607,230,000 | 584,454,000 | 578,495,000 | 582,185,000 |
| Noninterest-bearing deposits | 67,400,000 | 77,216,000 | 114,360,000 | 106,205,000 |
| Equity capital | 118,473,000 | 120,515,000 | 120,150,000 | 120,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,984,000 | 16,002,000 | 23,851,000 | 31,512,000 |
| Interest expense | 1,243,000 | 2,429,000 | 3,585,000 | 4,695,000 |
| Net interest income | 6,741,000 | 13,573,000 | 20,266,000 | 26,817,000 |
| Noninterest income | 1,367,000 | 2,903,000 | 4,295,000 | 5,699,000 |
| Noninterest expense | 6,795,000 | 13,493,000 | 20,348,000 | 26,976,000 |
| Provision for loan losses | 611,000 | 1,220,000 | 1,829,000 | 2,963,000 |
| Pretax income | 799,000 | 2,384,000 | 3,212,000 | 3,803,000 |
| Income tax | 106,000 | 484,000 | 616,000 | 666,000 |
| Net income | 693,000 | 1,900,000 | 2,596,000 | 3,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,125,000 | 119,332,000 | 120,029,000 | 120,569,000 |
| Total capital | 124,584,000 | 125,690,000 | 126,487,000 | 127,039,000 |
| Risk-weighted assets | 515,846,000 | 507,642,000 | 515,510,000 | 515,966,000 |