Call reports 2010
CHELSEA GROTON BANK — 2010
What CHELSEA GROTON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 775,055,000 | 781,157,000 | 822,460,000 | 810,298,000 |
| Total loans | 537,949,000 | 525,199,000 | 520,459,000 | 511,963,000 |
| Allowance for loan losses | 8,849,000 | 8,431,000 | 8,752,000 | 6,759,000 |
| Securities available for sale | 73,327,000 | 97,313,000 | 109,431,000 | 107,579,000 |
| Securities held to maturity | 68,740,000 | 73,051,000 | 85,398,000 | 98,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,137,000 | 634,610,000 | 672,695,000 | 652,207,000 |
| Interest-bearing deposits | 561,927,000 | 562,476,000 | 603,499,000 | 579,325,000 |
| Noninterest-bearing deposits | 65,210,000 | 72,134,000 | 69,196,000 | 72,882,000 |
| Equity capital | 115,832,000 | 116,851,000 | 118,835,000 | 117,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,338,000 | 16,729,000 | 25,026,000 | 33,154,000 |
| Interest expense | 1,461,000 | 2,891,000 | 4,301,000 | 5,607,000 |
| Net interest income | 6,877,000 | 13,838,000 | 20,725,000 | 27,547,000 |
| Noninterest income | 1,666,000 | 3,528,000 | 4,992,000 | 6,496,000 |
| Noninterest expense | 6,316,000 | 12,882,000 | 19,339,000 | 26,596,000 |
| Provision for loan losses | 612,000 | 1,224,000 | 2,036,000 | 2,848,000 |
| Pretax income | 1,605,000 | 3,264,000 | 4,343,000 | 5,006,000 |
| Income tax | 485,000 | 895,000 | 1,062,000 | 1,130,000 |
| Net income | 1,120,000 | 2,369,000 | 3,281,000 | 3,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,678,000 | 115,926,000 | 116,840,000 | 117,433,000 |
| Total capital | 121,379,000 | 122,514,000 | 123,603,000 | 123,880,000 |
| Risk-weighted assets | 533,326,000 | 525,181,000 | 538,610,000 | 515,806,000 |