Call reports 2009
CHELSEA GROTON BANK — 2009
What CHELSEA GROTON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 729,444,000 | 755,765,000 | 756,916,000 | 750,396,000 |
| Total loans | 564,730,000 | 570,725,000 | 553,872,000 | 545,136,000 |
| Allowance for loan losses | 5,355,000 | 6,640,000 | 7,720,000 | 8,339,000 |
| Securities available for sale | 30,326,000 | 32,243,000 | 50,241,000 | 55,849,000 |
| Securities held to maturity | 61,401,000 | 54,243,000 | 68,376,000 | 70,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,307,000 | 601,628,000 | 607,128,000 | 600,363,000 |
| Interest-bearing deposits | 517,991,000 | 539,718,000 | 530,166,000 | 529,372,000 |
| Noninterest-bearing deposits | 59,316,000 | 61,910,000 | 76,962,000 | 70,991,000 |
| Equity capital | 110,296,000 | 111,746,000 | 113,527,000 | 114,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,528,000 | 17,103,000 | 25,446,000 | 33,868,000 |
| Interest expense | 2,086,000 | 4,042,000 | 5,775,000 | 7,309,000 |
| Net interest income | 6,442,000 | 13,061,000 | 19,671,000 | 26,559,000 |
| Noninterest income | 1,671,000 | 3,464,000 | 5,502,000 | 7,067,000 |
| Noninterest expense | 5,681,000 | 11,944,000 | 18,460,000 | 24,620,000 |
| Provision for loan losses | 1,012,000 | 2,474,000 | 3,586,000 | 4,498,000 |
| Pretax income | 1,305,000 | 1,981,000 | 3,001,000 | 5,263,000 |
| Income tax | 427,000 | 438,000 | 560,000 | 1,314,000 |
| Net income | 878,000 | 1,543,000 | 2,441,000 | 3,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,486,000 | 111,151,000 | 112,049,000 | 113,557,000 |
| Total capital | 115,841,000 | 117,791,000 | 118,898,000 | 120,368,000 |
| Risk-weighted assets | 570,241,000 | 567,931,000 | 547,083,000 | 543,328,000 |