Call reports 2007
CHELSEA GROTON BANK — 2007
What CHELSEA GROTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 701,354,000 | 691,807,000 | 702,479,000 | 683,597,000 |
| Total loans | 494,326,000 | 501,431,000 | 513,500,000 | 519,765,000 |
| Allowance for loan losses | 5,124,000 | 5,128,000 | 5,110,000 | 5,080,000 |
| Securities available for sale | 58,433,000 | 54,042,000 | 50,213,000 | 44,041,000 |
| Securities held to maturity | 52,470,000 | 55,602,000 | 54,221,000 | 50,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,810,000 | 569,982,000 | 582,303,000 | 558,044,000 |
| Interest-bearing deposits | 511,368,000 | 507,341,000 | 512,736,000 | 502,639,000 |
| Noninterest-bearing deposits | 60,442,000 | 62,641,000 | 69,568,000 | 55,405,000 |
| Equity capital | 105,141,000 | 106,840,000 | 108,644,000 | 109,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,896,000 | 18,087,000 | 27,416,000 | 36,618,000 |
| Interest expense | 3,167,000 | 6,322,000 | 9,546,000 | 12,680,000 |
| Net interest income | 5,729,000 | 11,765,000 | 17,870,000 | 23,938,000 |
| Noninterest income | 1,457,000 | 3,068,000 | 4,610,000 | 6,234,000 |
| Noninterest expense | 5,942,000 | 12,053,000 | 17,952,000 | 24,127,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 1,424,000 | 2,949,000 | 4,993,000 | 6,519,000 |
| Income tax | 330,000 | 670,000 | 1,181,000 | 1,521,000 |
| Net income | 1,094,000 | 2,279,000 | 3,812,000 | 4,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,464,000 | 102,649,000 | 104,182,000 | 105,368,000 |
| Total capital | 106,588,000 | 107,777,000 | 109,292,000 | 110,448,000 |
| Risk-weighted assets | 521,779,000 | 526,420,000 | 540,704,000 | 536,115,000 |