Call reports 2002
CHELSEA GROTON BANK — 2002
What CHELSEA GROTON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 550,979,000 | 562,876,000 | 569,037,000 | 580,500,000 |
| Total loans | 387,864,000 | 389,037,000 | 386,325,000 | 384,562,000 |
| Allowance for loan losses | 5,101,000 | 5,098,000 | 5,060,000 | 5,036,000 |
| Securities available for sale | 61,860,000 | 68,277,000 | 75,705,000 | 94,371,000 |
| Securities held to maturity | 42,188,000 | 37,996,000 | 33,183,000 | 27,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,429,000 | 467,338,000 | 471,279,000 | 480,914,000 |
| Interest-bearing deposits | 415,083,000 | 424,610,000 | 424,407,000 | 435,076,000 |
| Noninterest-bearing deposits | 39,346,000 | 42,728,000 | 46,872,000 | 45,838,000 |
| Equity capital | 79,259,000 | 80,305,000 | 80,910,000 | 82,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,453,000 | 16,788,000 | 25,014,000 | 32,922,000 |
| Interest expense | 2,802,000 | 5,275,000 | 7,712,000 | 10,026,000 |
| Net interest income | 5,651,000 | 11,513,000 | 17,302,000 | 22,896,000 |
| Noninterest income | 926,000 | 1,964,000 | 3,123,000 | 4,495,000 |
| Noninterest expense | 4,127,000 | 8,524,000 | 12,899,000 | 19,075,000 |
| Provision for loan losses | 2,000 | 16,000 | 28,000 | 40,000 |
| Pretax income | 2,704,000 | 5,245,000 | 7,268,000 | 7,434,000 |
| Income tax | 707,000 | 1,468,000 | 2,183,000 | 1,851,000 |
| Net income | 1,997,000 | 3,777,000 | 5,085,000 | 5,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,094,000 | 76,874,000 | 78,183,000 | 78,680,000 |
| Total capital | 79,918,000 | 81,776,000 | 83,243,000 | 83,716,000 |
| Risk-weighted assets | 385,612,000 | 391,985,000 | 405,691,000 | 409,794,000 |