Call reports 2001
CHELSEA GROTON BANK — 2001
What CHELSEA GROTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 544,550,000 | 548,032,000 | 540,283,000 | 555,516,000 |
| Total loans | 378,403,000 | 386,289,000 | 386,764,000 | 386,390,000 |
| Allowance for loan losses | 5,078,000 | 5,125,000 | 5,155,000 | 5,145,000 |
| Securities available for sale | 56,233,000 | 61,263,000 | 63,470,000 | 62,063,000 |
| Securities held to maturity | 45,542,000 | 39,300,000 | 32,985,000 | 39,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,845,000 | 452,852,000 | 449,282,000 | 458,628,000 |
| Interest-bearing deposits | 409,277,000 | 411,821,000 | 410,604,000 | 419,584,000 |
| Noninterest-bearing deposits | 37,568,000 | 41,031,000 | 38,678,000 | 39,044,000 |
| Equity capital | 73,181,000 | 74,659,000 | 75,068,000 | 77,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,261,000 | 18,338,000 | 27,255,000 | 35,899,000 |
| Interest expense | 4,333,000 | 8,248,000 | 11,967,000 | 15,270,000 |
| Net interest income | 4,928,000 | 10,090,000 | 15,288,000 | 20,629,000 |
| Noninterest income | 810,000 | 1,600,000 | 2,582,000 | 3,567,000 |
| Noninterest expense | 4,022,000 | 8,156,000 | 12,291,000 | 16,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,208,000 | 4,498,000 | 6,571,000 | 7,596,000 |
| Income tax | 725,000 | 1,410,000 | 1,991,000 | 2,079,000 |
| Net income | 1,483,000 | 3,088,000 | 4,580,000 | 5,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,023,000 | 70,668,000 | 72,160,000 | 73,097,000 |
| Total capital | 73,601,000 | 75,440,000 | 76,972,000 | 77,952,000 |
| Risk-weighted assets | 365,776,000 | 381,396,000 | 384,764,000 | 388,125,000 |