Call reports 2003
WELEETKA STATE BANK — 2003
What WELEETKA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,030,000 | 21,412,000 | 20,147,000 | 20,243,000 |
| Total loans | 14,840,000 | 15,226,000 | 15,544,000 | 15,682,000 |
| Allowance for loan losses | 253,000 | 251,000 | 251,000 | 246,000 |
| Securities available for sale | 3,335,000 | 2,877,000 | 3,142,000 | 2,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,411,000 | 18,749,000 | 17,862,000 | 18,064,000 |
| Interest-bearing deposits | 15,242,000 | 15,074,000 | 14,791,000 | 14,801,000 |
| Noninterest-bearing deposits | 3,169,000 | 3,675,000 | 3,071,000 | 3,263,000 |
| Equity capital | 1,548,000 | 1,608,000 | 1,634,000 | 1,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 741,000 | 1,112,000 | 1,482,000 |
| Interest expense | 87,000 | 175,000 | 254,000 | 326,000 |
| Net interest income | 285,000 | 566,000 | 858,000 | 1,156,000 |
| Noninterest income | 54,000 | 109,000 | 168,000 | 233,000 |
| Noninterest expense | 243,000 | 428,000 | 626,000 | 838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 247,000 | 400,000 | 551,000 |
| Income tax | 31,000 | 88,000 | 146,000 | 199,000 |
| Net income | 65,000 | 159,000 | 254,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,537,000 | 1,593,000 | 1,630,000 | 1,616,000 |
| Total capital | 1,712,000 | 1,773,000 | 1,817,000 | 1,805,000 |
| Risk-weighted assets | 13,945,000 | 14,318,000 | 14,917,000 | 15,090,000 |