Call reports 2002
WELEETKA STATE BANK — 2002
What WELEETKA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,219,000 | 18,996,000 | 20,390,000 | 20,903,000 |
| Total loans | 14,799,000 | 15,145,000 | 15,592,000 | 15,224,000 |
| Allowance for loan losses | 252,000 | 265,000 | 266,000 | 272,000 |
| Securities available for sale | 1,762,000 | 2,035,000 | 2,330,000 | 2,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,221,000 | 16,501,000 | 17,834,000 | 18,354,000 |
| Interest-bearing deposits | 12,987,000 | 13,239,000 | 14,889,000 | 15,372,000 |
| Noninterest-bearing deposits | 3,234,000 | 3,262,000 | 2,945,000 | 2,982,000 |
| Equity capital | 1,393,000 | 1,435,000 | 1,429,000 | 1,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 754,000 | 1,143,000 | 1,525,000 |
| Interest expense | 109,000 | 208,000 | 302,000 | 400,000 |
| Net interest income | 263,000 | 546,000 | 841,000 | 1,125,000 |
| Noninterest income | 72,000 | 144,000 | 356,000 | 416,000 |
| Noninterest expense | 204,000 | 386,000 | 571,000 | 760,000 |
| Provision for loan losses | 11,000 | 20,000 | 29,000 | 38,000 |
| Pretax income | 120,000 | 284,000 | 597,000 | 743,000 |
| Income tax | 42,000 | 109,000 | 230,000 | 272,000 |
| Net income | 78,000 | 175,000 | 367,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,389,000 | 1,424,000 | 1,418,000 | 1,472,000 |
| Total capital | 1,561,000 | 1,596,000 | 1,598,000 | 1,652,000 |
| Risk-weighted assets | 13,704,000 | 13,668,000 | 14,302,000 | 14,343,000 |