Call reports 2001
WELEETKA STATE BANK — 2001
What WELEETKA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,118,000 | 17,815,000 | 17,821,000 | 18,546,000 |
| Total loans | 13,750,000 | 14,541,000 | 14,958,000 | 15,029,000 |
| Allowance for loan losses | 247,000 | 245,000 | 251,000 | 250,000 |
| Securities available for sale | 2,100,000 | 2,094,000 | 1,765,000 | 1,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,203,000 | 15,221,000 | 14,729,000 | 14,710,000 |
| Interest-bearing deposits | 12,256,000 | 11,808,000 | 11,677,000 | 11,751,000 |
| Noninterest-bearing deposits | 2,947,000 | 3,413,000 | 3,052,000 | 2,959,000 |
| Equity capital | 1,328,000 | 1,339,000 | 1,332,000 | 1,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 787,000 | 1,181,000 | 1,581,000 |
| Interest expense | 146,000 | 284,000 | 412,000 | 532,000 |
| Net interest income | 243,000 | 503,000 | 769,000 | 1,049,000 |
| Noninterest income | 83,000 | 134,000 | 180,000 | 242,000 |
| Noninterest expense | 191,000 | 376,000 | 543,000 | 716,000 |
| Provision for loan losses | 9,000 | 20,000 | 35,000 | 50,000 |
| Pretax income | 126,000 | 241,000 | 371,000 | 525,000 |
| Income tax | 41,000 | 77,000 | 135,000 | 196,000 |
| Net income | 85,000 | 164,000 | 236,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,309,000 | 1,328,000 | 1,322,000 | 1,372,000 |
| Total capital | 1,459,000 | 1,490,000 | 1,487,000 | 1,542,000 |
| Risk-weighted assets | 11,874,000 | 12,844,000 | 13,083,000 | 13,511,000 |