Call reports 2025
FIRST FINANCIAL BANK — 2025
What FIRST FINANCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 241,520,000 | 242,093,000 | 242,019,000 | 244,971,000 |
| Total loans | 115,882,000 | 116,879,000 | 124,119,000 | 128,885,000 |
| Allowance for loan losses | 1,362,000 | 1,357,000 | 1,351,000 | 1,358,000 |
| Securities available for sale | 69,851,000 | 68,952,000 | 71,024,000 | 71,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,727,000 | 237,354,000 | 234,530,000 | 237,150,000 |
| Interest-bearing deposits | 149,404,000 | 151,041,000 | 149,431,000 | 153,980,000 |
| Noninterest-bearing deposits | 87,323,000 | 86,313,000 | 85,099,000 | 83,170,000 |
| Equity capital | 4,246,000 | 4,117,000 | 6,772,000 | 7,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,379,000 | 4,908,000 | 7,476,000 | 10,103,000 |
| Interest expense | 536,000 | 1,116,000 | 1,713,000 | 2,284,000 |
| Net interest income | 1,843,000 | 3,792,000 | 5,763,000 | 7,819,000 |
| Noninterest income | 899,000 | 1,769,000 | 2,690,000 | 3,588,000 |
| Noninterest expense | 2,078,000 | 4,213,000 | 6,418,000 | 8,540,000 |
| Provision for loan losses | -18,000 | -7,000 | -2,000 | 15,000 |
| Pretax income | 677,000 | 1,350,000 | 2,032,000 | 2,734,000 |
| Income tax | 23,000 | 51,000 | 80,000 | 89,000 |
| Net income | 654,000 | 1,299,000 | 1,952,000 | 2,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,144,000 | 24,789,000 | 25,442,000 | 25,285,000 |
| Total capital | 25,615,000 | 26,255,000 | 26,902,000 | 26,702,000 |
| Risk-weighted assets | 156,850,000 | 157,113,000 | 162,966,000 | 165,337,000 |