Call reports 2020
FIRST FINANCIAL BANK — 2020
What FIRST FINANCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 175,872,000 | 198,387,000 | 198,980,000 | 208,378,000 |
| Total loans | 80,769,000 | 97,796,000 | 98,201,000 | 92,238,000 |
| Allowance for loan losses | 844,000 | 839,000 | 834,000 | 841,000 |
| Securities available for sale | 52,388,000 | 47,937,000 | 59,677,000 | 61,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,215,000 | 179,618,000 | 178,932,000 | 188,243,000 |
| Interest-bearing deposits | 102,684,000 | 104,528,000 | 105,326,000 | 115,739,000 |
| Noninterest-bearing deposits | 58,531,000 | 75,090,000 | 73,606,000 | 72,504,000 |
| Equity capital | 14,035,000 | 17,965,000 | 19,055,000 | 19,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 3,009,000 | 4,492,000 | 6,152,000 |
| Interest expense | 75,000 | 147,000 | 210,000 | 273,000 |
| Net interest income | 1,396,000 | 2,862,000 | 4,282,000 | 5,879,000 |
| Noninterest income | 811,000 | 1,529,000 | 2,481,000 | 3,707,000 |
| Noninterest expense | 1,730,000 | 3,635,000 | 5,448,000 | 7,167,000 |
| Provision for loan losses | 66,000 | 69,000 | 75,000 | 93,000 |
| Pretax income | 559,000 | 1,132,000 | 2,029,000 | 3,335,000 |
| Income tax | 0 | 0 | 0 | 72,000 |
| Net income | 559,000 | 1,132,000 | 2,029,000 | 3,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,145,000 | 16,636,000 | 17,321,000 | 18,038,000 |
| Total capital | 16,989,000 | 17,475,000 | 18,155,000 | 18,879,000 |
| Risk-weighted assets | 110,168,000 | 106,169,000 | 112,701,000 | 113,398,000 |