Call reports 2016
FIRST FINANCIAL BANK — 2016
What FIRST FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 167,867,000 | 170,709,000 | 170,492,000 | 169,570,000 |
| Total loans | 73,659,000 | 72,056,000 | 67,411,000 | 70,494,000 |
| Allowance for loan losses | 1,118,000 | 1,146,000 | 1,078,000 | 993,000 |
| Securities available for sale | 53,045,000 | 58,010,000 | 56,595,000 | 66,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,028,000 | 136,075,000 | 135,672,000 | 134,207,000 |
| Interest-bearing deposits | 93,031,000 | 94,116,000 | 93,816,000 | 94,655,000 |
| Noninterest-bearing deposits | 40,997,000 | 41,959,000 | 41,856,000 | 39,552,000 |
| Equity capital | 16,090,000 | 16,755,000 | 16,650,000 | 14,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,476,000 | 3,661,000 | 4,951,000 |
| Interest expense | 218,000 | 441,000 | 668,000 | 897,000 |
| Net interest income | 1,018,000 | 2,035,000 | 2,993,000 | 4,054,000 |
| Noninterest income | 787,000 | 1,628,000 | 2,520,000 | 3,407,000 |
| Noninterest expense | 1,723,000 | 3,330,000 | 4,964,000 | 6,612,000 |
| Provision for loan losses | 1,000 | 37,000 | 30,000 | 39,000 |
| Pretax income | 102,000 | 317,000 | 575,000 | 866,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 317,000 | 575,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,473,000 | 15,718,000 | 15,885,000 | 16,262,000 |
| Total capital | 16,591,000 | 16,864,000 | 16,963,000 | 17,255,000 |
| Risk-weighted assets | 105,680,000 | 105,345,000 | 102,213,000 | 110,283,000 |