Call reports 2015
FIRST FINANCIAL BANK — 2015
What FIRST FINANCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,133,000 | 173,662,000 | 165,448,000 | 165,531,000 |
| Total loans | 76,861,000 | 75,710,000 | 74,446,000 | 72,974,000 |
| Allowance for loan losses | 1,242,000 | 1,166,000 | 1,163,000 | 1,127,000 |
| Securities available for sale | 55,344,000 | 53,402,000 | 53,059,000 | 53,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,177,000 | 133,993,000 | 131,321,000 | 131,966,000 |
| Interest-bearing deposits | 97,124,000 | 94,784,000 | 95,849,000 | 92,768,000 |
| Noninterest-bearing deposits | 40,053,000 | 39,209,000 | 35,472,000 | 39,198,000 |
| Equity capital | 16,274,000 | 15,841,000 | 16,133,000 | 15,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,445,000 | 3,699,000 | 4,924,000 |
| Interest expense | 235,000 | 471,000 | 700,000 | 923,000 |
| Net interest income | 987,000 | 1,974,000 | 2,999,000 | 4,001,000 |
| Noninterest income | 591,000 | 1,490,000 | 2,370,000 | 2,810,000 |
| Noninterest expense | 1,742,000 | 3,447,000 | 5,132,000 | 6,841,000 |
| Provision for loan losses | 272,000 | 284,000 | 297,000 | 216,000 |
| Pretax income | -366,000 | -197,000 | 10,000 | -123,000 |
| Income tax | -604,000 | -604,000 | -604,000 | -760,000 |
| Net income | 238,000 | 407,000 | 614,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,189,000 | 16,218,000 | 15,882,000 | 15,641,000 |
| Total capital | 17,431,000 | 17,384,000 | 17,045,000 | 16,768,000 |
| Risk-weighted assets | 108,841,000 | 106,027,000 | 103,713,000 | 103,161,000 |