Call reports 2014
FIRST FINANCIAL BANK — 2014
What FIRST FINANCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 185,712,000 | 183,196,000 | 180,295,000 | 167,875,000 |
| Total loans | 83,014,000 | 82,226,000 | 79,196,000 | 77,135,000 |
| Allowance for loan losses | 1,149,000 | 1,156,000 | 1,161,000 | 1,155,000 |
| Securities available for sale | 54,653,000 | 55,059,000 | 52,291,000 | 53,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,595,000 | 140,408,000 | 137,399,000 | 134,993,000 |
| Interest-bearing deposits | 106,252,000 | 102,509,000 | 100,087,000 | 97,696,000 |
| Noninterest-bearing deposits | 37,343,000 | 37,899,000 | 37,312,000 | 37,297,000 |
| Equity capital | 14,438,000 | 14,983,000 | 14,883,000 | 15,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,793,000 | 4,134,000 | 5,151,000 |
| Interest expense | 347,000 | 691,000 | 1,035,000 | 1,329,000 |
| Net interest income | 1,057,000 | 2,102,000 | 3,099,000 | 3,822,000 |
| Noninterest income | 830,000 | 1,650,000 | 2,377,000 | 4,288,000 |
| Noninterest expense | 1,661,000 | 3,338,000 | 5,008,000 | 7,394,000 |
| Provision for loan losses | 92,000 | 248,000 | 260,000 | 412,000 |
| Pretax income | 134,000 | 252,000 | 340,000 | 436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 252,000 | 340,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,359,000 | 16,381,000 | 16,375,000 | 16,376,000 |
| Total capital | 17,508,000 | 17,537,000 | 17,536,000 | 17,531,000 |
| Risk-weighted assets | 108,390,000 | 108,236,000 | 105,525,000 | 103,299,000 |