Call reports 2013
FIRST FINANCIAL BANK — 2013
What FIRST FINANCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 194,575,000 | 193,174,000 | 192,041,000 | 184,095,000 |
| Total loans | 97,663,000 | 97,087,000 | 89,868,000 | 86,341,000 |
| Allowance for loan losses | 1,758,000 | 1,857,000 | 1,296,000 | 1,155,000 |
| Securities available for sale | 46,304,000 | 46,317,000 | 50,182,000 | 51,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,601,000 | 150,828,000 | 149,402,000 | 142,693,000 |
| Interest-bearing deposits | 113,820,000 | 110,951,000 | 109,818,000 | 107,067,000 |
| Noninterest-bearing deposits | 36,781,000 | 39,877,000 | 39,584,000 | 35,626,000 |
| Equity capital | 15,910,000 | 14,203,000 | 14,480,000 | 13,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,501,000 | 3,028,000 | 4,475,000 | 5,878,000 |
| Interest expense | 378,000 | 753,000 | 1,126,000 | 1,489,000 |
| Net interest income | 1,123,000 | 2,275,000 | 3,349,000 | 4,389,000 |
| Noninterest income | 733,000 | 1,425,000 | 2,177,000 | 2,923,000 |
| Noninterest expense | 1,736,000 | 3,427,000 | 5,101,000 | 6,729,000 |
| Provision for loan losses | -64,000 | -145,000 | -133,000 | -75,000 |
| Pretax income | 261,000 | 495,000 | 635,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 495,000 | 635,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,976,000 | 16,122,000 | 16,440,000 | 16,444,000 |
| Total capital | 17,443,000 | 17,588,000 | 17,736,000 | 17,599,000 |
| Risk-weighted assets | 117,058,000 | 116,886,000 | 116,197,000 | 111,147,000 |