Call reports 2012
FIRST FINANCIAL BANK — 2012
What FIRST FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,820,000 | 197,208,000 | 194,930,000 | 188,894,000 |
| Total loans | 106,534,000 | 105,282,000 | 103,210,000 | 100,100,000 |
| Allowance for loan losses | 2,485,000 | 2,553,000 | 2,476,000 | 1,957,000 |
| Securities available for sale | 52,057,000 | 48,324,000 | 40,366,000 | 42,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,786,000 | 152,682,000 | 150,936,000 | 145,335,000 |
| Interest-bearing deposits | 127,481,000 | 119,322,000 | 116,908,000 | 112,025,000 |
| Noninterest-bearing deposits | 33,305,000 | 33,360,000 | 34,028,000 | 33,310,000 |
| Equity capital | 14,951,000 | 16,237,000 | 15,579,000 | 15,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,621,000 | 5,272,000 | 6,854,000 |
| Interest expense | 587,000 | 1,112,000 | 1,586,000 | 2,004,000 |
| Net interest income | 1,256,000 | 2,509,000 | 3,686,000 | 4,850,000 |
| Noninterest income | 800,000 | 1,149,000 | 1,144,000 | 1,405,000 |
| Noninterest expense | 1,873,000 | 3,747,000 | 5,628,000 | 7,444,000 |
| Provision for loan losses | 2,000 | 86,000 | 176,000 | -781,000 |
| Pretax income | 181,000 | 267,000 | 273,000 | 839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 267,000 | 273,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,289,000 | 15,429,000 | 15,340,000 | 15,810,000 |
| Total capital | 15,922,000 | 17,018,000 | 16,850,000 | 17,283,000 |
| Risk-weighted assets | 129,840,000 | 126,201,000 | 119,871,000 | 117,352,000 |