Call reports 2010
FIRST FINANCIAL BANK — 2010
What FIRST FINANCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,239,000 | 221,107,000 | 212,335,000 | 203,689,000 |
| Total loans | 135,995,000 | 132,403,000 | 124,301,000 | 121,539,000 |
| Allowance for loan losses | 2,075,000 | 1,935,000 | 2,773,000 | 3,291,000 |
| Securities available for sale | 35,127,000 | 37,432,000 | 41,402,000 | 44,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,706,000 | 164,420,000 | 158,714,000 | 155,863,000 |
| Interest-bearing deposits | 137,210,000 | 136,270,000 | 132,813,000 | 129,136,000 |
| Noninterest-bearing deposits | 26,496,000 | 28,150,000 | 25,901,000 | 26,727,000 |
| Equity capital | 20,161,000 | 21,158,000 | 17,934,000 | 12,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,485,000 | 4,858,000 | 7,005,000 | 9,090,000 |
| Interest expense | 900,000 | 1,776,000 | 2,635,000 | 3,467,000 |
| Net interest income | 1,585,000 | 3,082,000 | 4,370,000 | 5,623,000 |
| Noninterest income | 781,000 | 1,644,000 | -13,000 | -379,000 |
| Noninterest expense | 1,897,000 | 3,762,000 | 5,703,000 | 8,646,000 |
| Provision for loan losses | 152,000 | 326,000 | 1,436,000 | 2,826,000 |
| Pretax income | 317,000 | 638,000 | -2,243,000 | -5,689,000 |
| Income tax | 18,000 | 37,000 | 66,000 | 0 |
| Net income | 299,000 | 601,000 | -2,309,000 | -5,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,654,000 | 18,872,000 | 15,878,000 | 13,187,000 |
| Total capital | 20,729,000 | 20,807,000 | 17,714,000 | 15,006,000 |
| Risk-weighted assets | 169,600,000 | 167,900,000 | 145,962,000 | 144,085,000 |