Call reports 2009
FIRST FINANCIAL BANK — 2009
What FIRST FINANCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,533,000 | 225,696,000 | 220,907,000 | 223,077,000 |
| Total loans | 150,943,000 | 149,201,000 | 143,937,000 | 137,868,000 |
| Allowance for loan losses | 2,355,000 | 2,757,000 | 3,604,000 | 2,091,000 |
| Securities available for sale | 36,858,000 | 35,788,000 | 34,023,000 | 32,668,000 |
| Securities held to maturity | 900,000 | 906,000 | 900,000 | 420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,662,000 | 168,098,000 | 163,148,000 | 167,168,000 |
| Interest-bearing deposits | 142,834,000 | 139,561,000 | 137,022,000 | 140,854,000 |
| Noninterest-bearing deposits | 28,828,000 | 28,537,000 | 26,126,000 | 26,314,000 |
| Equity capital | 19,945,000 | 21,017,000 | 21,063,000 | 19,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,919,000 | 5,734,000 | 8,344,000 | 10,797,000 |
| Interest expense | 1,166,000 | 2,213,000 | 3,214,000 | 4,172,000 |
| Net interest income | 1,753,000 | 3,521,000 | 5,130,000 | 6,625,000 |
| Noninterest income | 714,000 | 1,609,000 | 2,296,000 | 2,295,000 |
| Noninterest expense | 1,854,000 | 3,770,000 | 5,587,000 | 7,820,000 |
| Provision for loan losses | 334,000 | 809,000 | 1,956,000 | 2,569,000 |
| Pretax income | 279,000 | 551,000 | -2,135,000 | -3,510,000 |
| Income tax | 13,000 | 26,000 | -124,000 | -231,000 |
| Net income | 266,000 | 525,000 | -2,011,000 | -3,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,047,000 | 22,531,000 | 19,995,000 | 18,438,000 |
| Total capital | 24,358,000 | 24,788,000 | 22,194,000 | 20,529,000 |
| Risk-weighted assets | 184,878,000 | 180,136,000 | 174,457,000 | 171,355,000 |