Call reports 2008
FIRST FINANCIAL BANK — 2008
What FIRST FINANCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 244,624,000 | 254,756,000 | 239,241,000 | 249,253,000 |
| Total loans | 166,209,000 | 156,530,000 | 155,154,000 | 153,960,000 |
| Allowance for loan losses | 1,737,000 | 1,733,000 | 1,358,000 | 2,191,000 |
| Securities available for sale | 41,807,000 | 45,890,000 | 42,999,000 | 54,317,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,569,000 | 194,693,000 | 180,206,000 | 179,840,000 |
| Interest-bearing deposits | 162,367,000 | 162,459,000 | 151,730,000 | 153,448,000 |
| Noninterest-bearing deposits | 30,202,000 | 32,234,000 | 28,476,000 | 26,392,000 |
| Equity capital | 23,980,000 | 22,827,000 | 21,493,000 | 21,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,614,000 | 7,120,000 | 10,496,000 | 13,705,000 |
| Interest expense | 1,671,000 | 3,183,000 | 4,621,000 | 5,965,000 |
| Net interest income | 1,943,000 | 3,937,000 | 5,875,000 | 7,740,000 |
| Noninterest income | 819,000 | 1,542,000 | 2,394,000 | 3,242,000 |
| Noninterest expense | 1,962,000 | 3,931,000 | 5,937,000 | 7,906,000 |
| Provision for loan losses | 413,000 | 947,000 | 1,234,000 | 2,487,000 |
| Pretax income | 387,000 | 695,000 | 1,192,000 | 994,000 |
| Income tax | 21,000 | 39,000 | 70,000 | 90,000 |
| Net income | 366,000 | 656,000 | 1,122,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,118,000 | 23,421,000 | 23,497,000 | 21,781,000 |
| Total capital | 24,855,000 | 25,154,000 | 24,855,000 | 23,972,000 |
| Risk-weighted assets | 204,596,000 | 200,702,000 | 196,408,000 | 191,802,000 |