Call reports 2007
FIRST FINANCIAL BANK — 2007
What FIRST FINANCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 229,711,000 | 231,998,000 | 238,889,000 | 255,209,000 |
| Total loans | 168,911,000 | 168,781,000 | 169,328,000 | 166,105,000 |
| Allowance for loan losses | 2,031,000 | 2,056,000 | 1,848,000 | 1,845,000 |
| Securities available for sale | 20,719,000 | 23,719,000 | 33,866,000 | 35,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,976,000 | 189,849,000 | 196,162,000 | 212,765,000 |
| Interest-bearing deposits | 154,991,000 | 161,130,000 | 165,404,000 | 183,567,000 |
| Noninterest-bearing deposits | 31,985,000 | 28,719,000 | 30,758,000 | 29,198,000 |
| Equity capital | 24,409,000 | 24,072,000 | 24,313,000 | 24,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,872,000 | 7,728,000 | 11,618,000 | 15,476,000 |
| Interest expense | 1,711,000 | 3,407,000 | 5,227,000 | 7,041,000 |
| Net interest income | 2,161,000 | 4,321,000 | 6,391,000 | 8,435,000 |
| Noninterest income | 629,000 | 1,220,000 | 2,020,000 | 2,818,000 |
| Noninterest expense | 1,796,000 | 3,725,000 | 5,629,000 | 7,681,000 |
| Provision for loan losses | 1,000 | 71,000 | 265,000 | 340,000 |
| Pretax income | 1,001,000 | 1,753,000 | 2,525,000 | 3,240,000 |
| Income tax | 60,000 | 104,000 | 149,000 | 190,000 |
| Net income | 941,000 | 1,649,000 | 2,376,000 | 3,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,285,000 | 23,258,000 | 23,250,000 | 23,188,000 |
| Total capital | 25,316,000 | 25,314,000 | 25,098,000 | 25,033,000 |
| Risk-weighted assets | 188,794,000 | 189,009,000 | 194,987,000 | 198,052,000 |