Call reports 2006
FIRST FINANCIAL BANK — 2006
What FIRST FINANCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 215,039,000 | 219,870,000 | 224,633,000 | 296,155,000 |
| Total loans | 173,798,000 | 173,691,000 | 170,710,000 | 170,455,000 |
| Allowance for loan losses | 1,747,000 | 1,938,000 | 1,970,000 | 2,045,000 |
| Securities available for sale | 7,119,000 | 11,054,000 | 23,035,000 | 40,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,571,000 | 179,452,000 | 180,325,000 | 254,089,000 |
| Interest-bearing deposits | 149,429,000 | 147,828,000 | 149,326,000 | 228,121,000 |
| Noninterest-bearing deposits | 26,142,000 | 31,624,000 | 30,999,000 | 25,968,000 |
| Equity capital | 21,717,000 | 22,454,000 | 23,383,000 | 23,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,248,000 | 6,685,000 | 10,354,000 | 14,338,000 |
| Interest expense | 1,146,000 | 2,446,000 | 3,926,000 | 5,593,000 |
| Net interest income | 2,102,000 | 4,239,000 | 6,428,000 | 8,745,000 |
| Noninterest income | 561,000 | 1,371,000 | 1,979,000 | 2,634,000 |
| Noninterest expense | 1,680,000 | 3,627,000 | 5,485,000 | 7,366,000 |
| Provision for loan losses | 167,000 | 364,000 | 520,000 | 703,000 |
| Pretax income | 816,000 | 1,619,000 | 2,402,000 | 3,310,000 |
| Income tax | 43,000 | 90,000 | 136,000 | 191,000 |
| Net income | 773,000 | 1,529,000 | 2,266,000 | 3,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,689,000 | 21,460,000 | 22,212,000 | 22,337,000 |
| Total capital | 22,436,000 | 23,398,000 | 24,182,000 | 24,382,000 |
| Risk-weighted assets | 182,113,000 | 185,913,000 | 186,555,000 | 201,617,000 |