Call reports 2005
FIRST FINANCIAL BANK — 2005
What FIRST FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 202,146,000 | 202,923,000 | 203,154,000 | 223,858,000 |
| Total loans | 165,252,000 | 163,995,000 | 170,139,000 | 175,223,000 |
| Allowance for loan losses | 1,679,000 | 1,523,000 | 1,605,000 | 1,612,000 |
| Securities available for sale | 7,957,000 | 7,437,000 | 7,340,000 | 7,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,710,000 | 163,795,000 | 163,628,000 | 184,924,000 |
| Interest-bearing deposits | 142,497,000 | 142,995,000 | 140,206,000 | 159,790,000 |
| Noninterest-bearing deposits | 21,213,000 | 20,800,000 | 23,422,000 | 25,134,000 |
| Equity capital | 20,370,000 | 21,079,000 | 20,631,000 | 20,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,374,000 | 8,251,000 | 11,364,000 |
| Interest expense | 1,034,000 | 2,095,000 | 3,197,000 | 4,267,000 |
| Net interest income | 1,551,000 | 3,279,000 | 5,054,000 | 7,097,000 |
| Noninterest income | 675,000 | 1,543,000 | 1,663,000 | 2,083,000 |
| Noninterest expense | 1,618,000 | 3,218,000 | 5,702,000 | 7,287,000 |
| Provision for loan losses | 19,000 | 36,000 | 202,000 | 456,000 |
| Pretax income | 943,000 | 1,922,000 | 1,167,000 | 1,791,000 |
| Income tax | 319,000 | 642,000 | 345,000 | 827,000 |
| Net income | 624,000 | 1,280,000 | 822,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,254,000 | 19,945,000 | 19,527,000 | 19,898,000 |
| Total capital | 20,933,000 | 21,468,000 | 21,132,000 | 21,510,000 |
| Risk-weighted assets | 169,411,000 | 172,576,000 | 173,726,000 | 183,296,000 |