Call reports 2004
FIRST FINANCIAL BANK — 2004
What FIRST FINANCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 199,235,000 | 208,178,000 | 209,648,000 | 212,107,000 |
| Total loans | 148,035,000 | 158,753,000 | 160,499,000 | 164,264,000 |
| Allowance for loan losses | 1,532,000 | 1,632,000 | 1,654,000 | 1,684,000 |
| Securities available for sale | 24,968,000 | 24,163,000 | 23,252,000 | 22,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,865,000 | 160,799,000 | 161,815,000 | 159,359,000 |
| Interest-bearing deposits | 138,299,000 | 139,570,000 | 142,081,000 | 141,370,000 |
| Noninterest-bearing deposits | 16,566,000 | 21,229,000 | 19,734,000 | 17,989,000 |
| Equity capital | 17,619,000 | 19,356,000 | 19,787,000 | 20,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,852,000 | 7,439,000 | 10,079,000 |
| Interest expense | 970,000 | 1,946,000 | 2,970,000 | 4,024,000 |
| Net interest income | 1,431,000 | 2,906,000 | 4,469,000 | 6,055,000 |
| Noninterest income | 484,000 | 1,135,000 | 1,746,000 | 2,422,000 |
| Noninterest expense | 1,523,000 | 3,241,000 | 4,901,000 | 6,458,000 |
| Provision for loan losses | 220,000 | 429,000 | 548,000 | 684,000 |
| Pretax income | 179,000 | 378,000 | 773,000 | 1,342,000 |
| Income tax | 42,000 | 89,000 | 208,000 | 390,000 |
| Net income | 137,000 | 289,000 | 565,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,687,000 | 17,878,000 | 18,190,000 | 18,598,000 |
| Total capital | 17,219,000 | 19,510,000 | 19,844,000 | 20,282,000 |
| Risk-weighted assets | 161,432,000 | 173,204,000 | 174,060,000 | 179,707,000 |