Call reports 2003
FIRST FINANCIAL BANK — 2003
What FIRST FINANCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 183,164,000 | 187,755,000 | 191,860,000 | 192,521,000 |
| Total loans | 113,523,000 | 124,178,000 | 132,375,000 | 138,529,000 |
| Allowance for loan losses | 1,068,000 | 1,154,000 | 1,237,000 | 1,397,000 |
| Securities available for sale | 25,159,000 | 27,479,000 | 26,627,000 | 29,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,611,000 | 151,602,000 | 155,876,000 | 151,380,000 |
| Interest-bearing deposits | 129,068,000 | 131,404,000 | 134,764,000 | 132,488,000 |
| Noninterest-bearing deposits | 18,543,000 | 20,198,000 | 21,112,000 | 18,892,000 |
| Equity capital | 16,945,000 | 17,388,000 | 17,325,000 | 17,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,685,000 | 6,994,000 | 9,297,000 |
| Interest expense | 1,040,000 | 2,060,000 | 3,057,000 | 4,047,000 |
| Net interest income | 1,271,000 | 2,625,000 | 3,937,000 | 5,250,000 |
| Noninterest income | 347,000 | 673,000 | 978,000 | 1,533,000 |
| Noninterest expense | 1,268,000 | 2,507,000 | 3,709,000 | 5,106,000 |
| Provision for loan losses | 111,000 | 426,000 | 596,000 | 1,141,000 |
| Pretax income | 239,000 | 664,000 | 909,000 | 835,000 |
| Income tax | 60,000 | 187,000 | 249,000 | 187,000 |
| Net income | 179,000 | 477,000 | 660,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,137,000 | 15,458,000 | 15,420,000 | 15,509,000 |
| Total capital | 16,205,000 | 16,612,000 | 16,657,000 | 16,906,000 |
| Risk-weighted assets | 128,884,000 | 139,160,000 | 145,175,000 | 151,729,000 |