Call reports 2002
FIRST FINANCIAL BANK — 2002
What FIRST FINANCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 181,172,000 | 181,254,000 | 180,777,000 | 176,137,000 |
| Total loans | 110,161,000 | 113,021,000 | 104,782,000 | 107,598,000 |
| Allowance for loan losses | 587,000 | 823,000 | 1,076,000 | 1,059,000 |
| Securities available for sale | 4,773,000 | 15,476,000 | 28,892,000 | 29,668,000 |
| Securities held to maturity | 28,479,000 | 17,059,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,187,000 | 146,149,000 | 144,697,000 | 140,202,000 |
| Interest-bearing deposits | 135,977,000 | 135,283,000 | 132,374,000 | 126,257,000 |
| Noninterest-bearing deposits | 10,210,000 | 10,866,000 | 12,323,000 | 13,945,000 |
| Equity capital | 16,786,000 | 16,974,000 | 17,707,000 | 16,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,859,000 | 5,665,000 | 8,383,000 | 10,838,000 |
| Interest expense | 1,365,000 | 2,626,000 | 3,824,000 | 4,931,000 |
| Net interest income | 1,494,000 | 3,039,000 | 4,559,000 | 5,907,000 |
| Noninterest income | 311,000 | 684,000 | 1,595,000 | 1,864,000 |
| Noninterest expense | 1,212,000 | 2,774,000 | 4,149,000 | 5,410,000 |
| Provision for loan losses | 396,000 | 681,000 | 1,703,000 | 1,956,000 |
| Pretax income | 197,000 | 276,000 | 310,000 | 413,000 |
| Income tax | 47,000 | 55,000 | 42,000 | 48,000 |
| Net income | 150,000 | 221,000 | 268,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,785,000 | 15,870,000 | 15,779,000 | 14,938,000 |
| Total capital | 16,372,000 | 16,693,000 | 16,855,000 | 15,997,000 |
| Risk-weighted assets | 118,415,000 | 128,943,000 | 125,896,000 | 121,782,000 |