Call reports 2025
UWHARRIE BANK — 2025
What UWHARRIE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,161,989,000 | 1,168,157,000 | 1,213,603,000 | 1,194,143,000 |
| Total loans | 669,448,000 | 686,703,000 | 682,473,000 | 698,581,000 |
| Allowance for loan losses | 6,065,000 | 6,231,000 | 6,356,000 | 6,420,000 |
| Securities available for sale | 343,866,000 | 340,985,000 | 354,920,000 | 357,740,000 |
| Securities held to maturity | 26,784,000 | 23,753,000 | 22,023,000 | 21,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,064,329,000 | 1,066,277,000 | 1,108,451,000 | 1,084,382,000 |
| Interest-bearing deposits | 782,153,000 | 774,639,000 | 821,024,000 | 814,666,000 |
| Noninterest-bearing deposits | 282,176,000 | 291,638,000 | 287,427,000 | 269,716,000 |
| Equity capital | 86,937,000 | 90,741,000 | 94,808,000 | 99,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,836,000 | 28,204,000 | 42,936,000 | 57,952,000 |
| Interest expense | 4,373,000 | 8,653,000 | 13,140,000 | 17,662,000 |
| Net interest income | 9,463,000 | 19,551,000 | 29,796,000 | 40,290,000 |
| Noninterest income | 2,381,000 | 5,330,000 | 8,134,000 | 10,948,000 |
| Noninterest expense | 7,902,000 | 16,730,000 | 25,522,000 | 34,416,000 |
| Provision for loan losses | 288,000 | 530,000 | 722,000 | 757,000 |
| Pretax income | 3,661,000 | 7,616,000 | 11,697,000 | 16,096,000 |
| Income tax | 804,000 | 1,639,000 | 2,572,000 | 3,561,000 |
| Net income | 2,857,000 | 5,977,000 | 9,125,000 | 12,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,265,000 | 112,244,000 | 113,249,000 | 116,518,000 |
| Total capital | 115,559,000 | 118,716,000 | 119,830,000 | 123,143,000 |
| Risk-weighted assets | 803,629,000 | 819,484,000 | 814,024,000 | 812,074,000 |
Machine access — free, no API key
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