Call reports 2024
UWHARRIE BANK — 2024
What UWHARRIE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,094,604,000 | 1,121,222,000 | 1,179,063,000 | 1,127,423,000 |
| Total loans | 619,107,000 | 640,349,000 | 651,912,000 | 670,938,000 |
| Allowance for loan losses | 5,523,000 | 5,908,000 | 5,736,000 | 5,824,000 |
| Securities available for sale | 338,447,000 | 350,764,000 | 332,645,000 | 332,986,000 |
| Securities held to maturity | 28,430,000 | 27,252,000 | 26,843,000 | 26,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,005,185,000 | 1,029,056,000 | 1,083,950,000 | 1,035,664,000 |
| Interest-bearing deposits | 720,124,000 | 742,418,000 | 795,467,000 | 763,159,000 |
| Noninterest-bearing deposits | 285,061,000 | 286,638,000 | 288,483,000 | 272,505,000 |
| Equity capital | 74,452,000 | 76,758,000 | 84,791,000 | 81,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,690,000 | 26,046,000 | 40,202,000 | 54,855,000 |
| Interest expense | 3,794,000 | 7,965,000 | 12,695,000 | 17,475,000 |
| Net interest income | 8,896,000 | 18,081,000 | 27,507,000 | 37,380,000 |
| Noninterest income | 2,339,000 | 4,472,000 | 6,854,000 | 9,241,000 |
| Noninterest expense | 7,774,000 | 15,491,000 | 23,257,000 | 31,868,000 |
| Provision for loan losses | -5,000 | 405,000 | 182,000 | 533,000 |
| Pretax income | 3,343,000 | 6,513,000 | 10,785,000 | 14,077,000 |
| Income tax | 701,000 | 1,349,000 | 2,369,000 | 3,128,000 |
| Net income | 2,642,000 | 5,164,000 | 8,416,000 | 10,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,665,000 | 103,046,000 | 104,156,000 | 106,547,000 |
| Total capital | 106,403,000 | 109,190,000 | 110,122,000 | 112,608,000 |
| Risk-weighted assets | 765,698,000 | 784,413,000 | 795,184,000 | 806,261,000 |
Machine access — free, no API key
Every figure shown here about UWHARRIE BANK — 2024 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.