Call reports 2023
UWHARRIE BANK — 2023
What UWHARRIE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,043,167,000 | 1,031,960,000 | 1,067,822,000 | 1,070,579,000 |
| Total loans | 520,483,000 | 537,661,000 | 583,419,000 | 596,766,000 |
| Allowance for loan losses | 4,596,000 | 4,713,000 | 5,115,000 | 5,561,000 |
| Securities available for sale | 331,154,000 | 324,484,000 | 328,099,000 | 336,714,000 |
| Securities held to maturity | 29,227,000 | 29,191,000 | 29,146,000 | 28,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 965,996,000 | 954,862,000 | 994,643,000 | 987,632,000 |
| Interest-bearing deposits | 686,735,000 | 677,095,000 | 718,002,000 | 717,456,000 |
| Noninterest-bearing deposits | 279,261,000 | 277,767,000 | 276,641,000 | 270,176,000 |
| Equity capital | 65,790,000 | 65,966,000 | 61,833,000 | 73,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,330,000 | 21,476,000 | 33,213,000 | 45,821,000 |
| Interest expense | 2,130,000 | 4,841,000 | 8,041,000 | 11,688,000 |
| Net interest income | 8,200,000 | 16,635,000 | 25,172,000 | 34,133,000 |
| Noninterest income | 1,954,000 | 4,598,000 | 7,077,000 | 9,276,000 |
| Noninterest expense | 7,060,000 | 14,831,000 | 22,169,000 | 29,599,000 |
| Provision for loan losses | 291,000 | 392,000 | 990,000 | 1,495,000 |
| Pretax income | 2,759,000 | 5,974,000 | 9,053,000 | 12,287,000 |
| Income tax | 541,000 | 1,207,000 | 1,843,000 | 2,488,000 |
| Net income | 2,218,000 | 4,767,000 | 7,210,000 | 9,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,009,000 | 95,417,000 | 97,717,000 | 98,165,000 |
| Total capital | 97,668,000 | 100,195,000 | 103,047,000 | 103,966,000 |
| Risk-weighted assets | 666,423,000 | 687,938,000 | 724,269,000 | 734,751,000 |
Machine access — free, no API key
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