Call reports 2022
UWHARRIE BANK — 2022
What UWHARRIE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 971,654,000 | 989,125,000 | 1,036,590,000 | 1,017,597,000 |
| Total loans | 457,834,000 | 474,351,000 | 481,915,000 | 500,663,000 |
| Allowance for loan losses | 4,156,000 | 4,194,000 | 2,661,000 | 2,290,000 |
| Securities available for sale | 322,268,000 | 315,101,000 | 321,382,000 | 324,683,000 |
| Securities held to maturity | 30,722,000 | 30,381,000 | 30,343,000 | 30,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 888,018,000 | 914,232,000 | 967,249,000 | 945,656,000 |
| Interest-bearing deposits | 828,771,000 | 852,873,000 | 906,274,000 | 896,038,000 |
| Noninterest-bearing deposits | 59,247,000 | 61,359,000 | 60,975,000 | 49,618,000 |
| Equity capital | 72,407,000 | 64,759,000 | 58,373,000 | 61,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,567,000 | 13,751,000 | 21,863,000 | 31,714,000 |
| Interest expense | 180,000 | 394,000 | 910,000 | 2,481,000 |
| Net interest income | 6,387,000 | 13,357,000 | 20,953,000 | 29,233,000 |
| Noninterest income | 2,635,000 | 4,877,000 | 7,043,000 | 10,005,000 |
| Noninterest expense | 7,500,000 | 14,322,000 | 21,664,000 | 29,371,000 |
| Provision for loan losses | 118,000 | 105,000 | -1,407,000 | -1,759,000 |
| Pretax income | 1,313,000 | 3,716,000 | 7,648,000 | 11,535,000 |
| Income tax | 240,000 | 635,000 | 1,450,000 | 2,037,000 |
| Net income | 1,073,000 | 3,081,000 | 6,198,000 | 9,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,595,000 | 89,462,000 | 92,437,000 | 92,845,000 |
| Total capital | 91,751,000 | 93,656,000 | 95,098,000 | 95,135,000 |
| Risk-weighted assets | 610,917,000 | 627,790,000 | 630,399,000 | 644,609,000 |