Call reports 2021
UWHARRIE BANK — 2021
What UWHARRIE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 829,268,000 | 842,326,000 | 917,543,000 | 937,793,000 |
| Total loans | 474,654,000 | 448,446,000 | 442,072,000 | 442,462,000 |
| Allowance for loan losses | 4,252,000 | 4,174,000 | 3,670,000 | 4,026,000 |
| Securities available for sale | 190,083,000 | 200,148,000 | 291,049,000 | 330,337,000 |
| Securities held to maturity | 27,802,000 | 27,803,000 | 28,588,000 | 30,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 748,901,000 | 761,937,000 | 820,215,000 | 841,663,000 |
| Interest-bearing deposits | 698,681,000 | 709,252,000 | 768,517,000 | 788,893,000 |
| Noninterest-bearing deposits | 50,220,000 | 52,685,000 | 51,698,000 | 52,770,000 |
| Equity capital | 66,337,000 | 68,788,000 | 84,690,000 | 85,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,195,000 | 13,508,000 | 20,891,000 | 27,769,000 |
| Interest expense | 213,000 | 390,000 | 568,000 | 745,000 |
| Net interest income | 6,982,000 | 13,118,000 | 20,323,000 | 27,024,000 |
| Noninterest income | 6,043,000 | 10,001,000 | 14,448,000 | 17,424,000 |
| Noninterest expense | 8,115,000 | 16,216,000 | 25,290,000 | 32,622,000 |
| Provision for loan losses | -34,000 | -175,000 | -1,232,000 | -918,000 |
| Pretax income | 5,884,000 | 8,069,000 | 11,704,000 | 13,735,000 |
| Income tax | 1,238,000 | 1,706,000 | 2,483,000 | 2,951,000 |
| Net income | 4,646,000 | 6,363,000 | 9,221,000 | 10,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,949,000 | 67,525,000 | 85,240,000 | 86,662,000 |
| Total capital | 70,201,000 | 71,699,000 | 88,910,000 | 90,688,000 |
| Risk-weighted assets | 511,257,000 | 508,875,000 | 550,335,000 | 582,853,000 |