Call reports 2020
UWHARRIE BANK — 2020
What UWHARRIE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 670,895,000 | 743,270,000 | 787,146,000 | 822,563,000 |
| Total loans | 373,394,000 | 459,225,000 | 475,538,000 | 474,700,000 |
| Allowance for loan losses | 2,627,000 | 3,426,000 | 4,494,000 | 4,402,000 |
| Securities available for sale | 108,204,000 | 110,593,000 | 178,582,000 | 191,513,000 |
| Securities held to maturity | 15,798,000 | 27,344,000 | 26,244,000 | 28,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,730,000 | 676,604,000 | 715,554,000 | 745,293,000 |
| Interest-bearing deposits | 568,925,000 | 630,894,000 | 672,939,000 | 700,867,000 |
| Noninterest-bearing deposits | 36,805,000 | 45,710,000 | 42,615,000 | 44,426,000 |
| Equity capital | 57,236,000 | 58,564,000 | 60,280,000 | 65,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,755,000 | 11,631,000 | 17,817,000 | 24,214,000 |
| Interest expense | 729,000 | 1,102,000 | 1,413,000 | 1,678,000 |
| Net interest income | 5,026,000 | 10,529,000 | 16,404,000 | 22,536,000 |
| Noninterest income | 2,627,000 | 6,957,000 | 12,238,000 | 19,989,000 |
| Noninterest expense | 6,639,000 | 13,509,000 | 21,375,000 | 29,384,000 |
| Provision for loan losses | 632,000 | 1,399,000 | 2,465,000 | 2,387,000 |
| Pretax income | 440,000 | 2,636,000 | 4,879,000 | 10,825,000 |
| Income tax | 90,000 | 554,000 | 1,181,000 | 2,417,000 |
| Net income | 350,000 | 2,082,000 | 3,698,000 | 8,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,309,000 | 55,401,000 | 56,875,000 | 61,442,000 |
| Total capital | 57,936,000 | 58,827,000 | 61,369,000 | 65,844,000 |
| Risk-weighted assets | 444,422,000 | 462,554,000 | 498,892,000 | 503,397,000 |