Call reports 2019
UWHARRIE BANK — 2019
What UWHARRIE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 652,743,000 | 624,984,000 | 658,859,000 | 654,585,000 |
| Total loans | 371,529,000 | 377,084,000 | 372,715,000 | 360,896,000 |
| Allowance for loan losses | 2,233,000 | 2,179,000 | 2,071,000 | 1,981,000 |
| Securities available for sale | 90,737,000 | 87,741,000 | 92,538,000 | 88,524,000 |
| Securities held to maturity | 10,673,000 | 10,639,000 | 10,461,000 | 13,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,827,000 | 558,466,000 | 590,048,000 | 588,313,000 |
| Interest-bearing deposits | 552,504,000 | 520,808,000 | 552,487,000 | 553,288,000 |
| Noninterest-bearing deposits | 36,323,000 | 37,658,000 | 37,561,000 | 35,025,000 |
| Equity capital | 54,546,000 | 56,608,000 | 57,127,000 | 56,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,013,000 | 11,985,000 | 18,096,000 | 24,006,000 |
| Interest expense | 602,000 | 1,367,000 | 2,177,000 | 2,994,000 |
| Net interest income | 5,411,000 | 10,618,000 | 15,919,000 | 21,012,000 |
| Noninterest income | 1,624,000 | 3,734,000 | 6,099,000 | 8,283,000 |
| Noninterest expense | 5,877,000 | 12,029,000 | 18,344,000 | 24,803,000 |
| Provision for loan losses | -113,000 | -428,000 | -508,000 | -588,000 |
| Pretax income | 1,271,000 | 2,751,000 | 4,147,000 | 5,045,000 |
| Income tax | 267,000 | 596,000 | 840,000 | 1,020,000 |
| Net income | 1,004,000 | 2,155,000 | 3,307,000 | 4,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,506,000 | 56,515,000 | 56,526,000 | 56,101,000 |
| Total capital | 57,739,000 | 58,694,000 | 58,597,000 | 58,082,000 |
| Risk-weighted assets | 422,999,000 | 426,904,000 | 426,336,000 | 426,222,000 |
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