Call reports 2018
UWHARRIE BANK — 2018
What UWHARRIE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 599,719,000 | 611,836,000 | 635,202,000 | 630,082,000 |
| Total loans | 367,303,000 | 375,869,000 | 379,685,000 | 374,770,000 |
| Allowance for loan losses | 2,547,000 | 2,583,000 | 2,365,000 | 2,374,000 |
| Securities available for sale | 92,914,000 | 90,429,000 | 92,471,000 | 91,299,000 |
| Securities held to maturity | 11,153,000 | 11,118,000 | 10,871,000 | 10,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,885,000 | 552,580,000 | 575,616,000 | 568,774,000 |
| Interest-bearing deposits | 511,114,000 | 524,143,000 | 543,270,000 | 538,080,000 |
| Noninterest-bearing deposits | 29,771,000 | 28,437,000 | 32,346,000 | 30,694,000 |
| Equity capital | 51,690,000 | 52,121,000 | 52,061,000 | 53,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,108,000 | 10,484,000 | 16,216,000 | 22,152,000 |
| Interest expense | 217,000 | 489,000 | 864,000 | 1,319,000 |
| Net interest income | 4,891,000 | 9,995,000 | 15,352,000 | 20,833,000 |
| Noninterest income | 1,841,000 | 3,852,000 | 5,662,000 | 7,831,000 |
| Noninterest expense | 6,111,000 | 12,372,000 | 18,547,000 | 24,410,000 |
| Provision for loan losses | 78,000 | 116,000 | 92,000 | 90,000 |
| Pretax income | 543,000 | 1,359,000 | 2,375,000 | 4,164,000 |
| Income tax | 111,000 | 245,000 | 412,000 | 812,000 |
| Net income | 432,000 | 1,114,000 | 1,963,000 | 3,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,647,000 | 54,187,000 | 54,393,000 | 55,391,000 |
| Total capital | 56,194,000 | 56,770,000 | 56,758,000 | 57,765,000 |
| Risk-weighted assets | 414,091,000 | 418,671,000 | 424,624,000 | 418,255,000 |