Call reports 2017
UWHARRIE BANK — 2017
What UWHARRIE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 561,167,000 | 583,531,000 | 589,792,000 | 574,226,000 |
| Total loans | 345,497,000 | 356,291,000 | 352,644,000 | 361,285,000 |
| Allowance for loan losses | 2,677,000 | 2,551,000 | 2,448,000 | 2,458,000 |
| Securities available for sale | 103,649,000 | 102,209,000 | 97,718,000 | 95,743,000 |
| Securities held to maturity | 11,814,000 | 11,780,000 | 11,493,000 | 11,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,030,000 | 524,558,000 | 529,877,000 | 515,040,000 |
| Interest-bearing deposits | 475,393,000 | 497,793,000 | 504,625,000 | 489,195,000 |
| Noninterest-bearing deposits | 26,637,000 | 26,765,000 | 25,251,000 | 25,845,000 |
| Equity capital | 52,874,000 | 52,337,000 | 52,953,000 | 52,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,661,000 | 9,516,000 | 14,545,000 | 19,576,000 |
| Interest expense | 155,000 | 331,000 | 525,000 | 719,000 |
| Net interest income | 4,506,000 | 9,185,000 | 14,020,000 | 18,857,000 |
| Noninterest income | 2,268,000 | 4,054,000 | 5,921,000 | 7,967,000 |
| Noninterest expense | 5,721,000 | 11,122,000 | 16,910,000 | 22,651,000 |
| Provision for loan losses | -59,000 | -173,000 | -309,000 | -236,000 |
| Pretax income | 1,114,000 | 2,292,000 | 3,328,000 | 4,397,000 |
| Income tax | 330,000 | 713,000 | 1,026,000 | 2,033,000 |
| Net income | 784,000 | 1,579,000 | 2,302,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,943,000 | 53,098,000 | 53,679,000 | 53,753,000 |
| Total capital | 56,620,000 | 55,649,000 | 56,127,000 | 56,211,000 |
| Risk-weighted assets | 386,205,000 | 397,815,000 | 401,073,000 | 407,456,000 |