Call reports 2016
UWHARRIE BANK — 2016
What UWHARRIE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 516,307,000 | 523,474,000 | 550,374,000 | 546,231,000 |
| Total loans | 327,707,000 | 332,565,000 | 347,080,000 | 347,653,000 |
| Allowance for loan losses | 2,810,000 | 2,706,000 | 2,849,000 | 2,707,000 |
| Securities available for sale | 94,829,000 | 93,024,000 | 100,513,000 | 105,899,000 |
| Securities held to maturity | 12,179,000 | 12,145,000 | 12,023,000 | 11,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,059,000 | 464,712,000 | 491,443,000 | 488,525,000 |
| Interest-bearing deposits | 434,166,000 | 440,326,000 | 469,291,000 | 465,909,000 |
| Noninterest-bearing deposits | 22,893,000 | 24,386,000 | 22,152,000 | 22,616,000 |
| Equity capital | 53,232,000 | 52,599,000 | 52,978,000 | 51,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,499,000 | 8,977,000 | 13,591,000 | 18,290,000 |
| Interest expense | 216,000 | 400,000 | 567,000 | 729,000 |
| Net interest income | 4,283,000 | 8,577,000 | 13,024,000 | 17,561,000 |
| Noninterest income | 1,910,000 | 4,073,000 | 6,285,000 | 8,184,000 |
| Noninterest expense | 5,408,000 | 10,974,000 | 16,400,000 | 22,094,000 |
| Provision for loan losses | -58,000 | -170,000 | 70,000 | -88,000 |
| Pretax income | 1,048,000 | 2,388,000 | 3,383,000 | 4,283,000 |
| Income tax | 289,000 | 720,000 | 1,016,000 | 1,254,000 |
| Net income | 759,000 | 1,668,000 | 2,367,000 | 3,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,954,000 | 52,222,000 | 52,779,000 | 53,300,000 |
| Total capital | 55,764,000 | 54,928,000 | 55,628,000 | 56,007,000 |
| Risk-weighted assets | 360,880,000 | 372,097,000 | 382,501,000 | 383,640,000 |