Call reports 2014
UWHARRIE BANK — 2014
What UWHARRIE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 514,171,000 | 509,832,000 | 515,444,000 | 517,178,000 |
| Total loans | 305,100,000 | 310,473,000 | 311,380,000 | 313,001,000 |
| Allowance for loan losses | 4,198,000 | 3,700,000 | 3,466,000 | 3,738,000 |
| Securities available for sale | 111,508,000 | 109,969,000 | 113,924,000 | 112,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 5,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,535,000 | 453,369,000 | 458,991,000 | 460,842,000 |
| Interest-bearing deposits | 437,247,000 | 433,486,000 | 437,867,000 | 440,851,000 |
| Noninterest-bearing deposits | 20,288,000 | 19,883,000 | 21,124,000 | 19,991,000 |
| Equity capital | 50,601,000 | 51,684,000 | 51,276,000 | 51,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,646,000 | 9,369,000 | 14,089,000 | 18,716,000 |
| Interest expense | 393,000 | 737,000 | 1,069,000 | 1,383,000 |
| Net interest income | 4,253,000 | 8,632,000 | 13,020,000 | 17,333,000 |
| Noninterest income | 1,153,000 | 2,565,000 | 4,015,000 | 4,944,000 |
| Noninterest expense | 4,814,000 | 9,636,000 | 14,974,000 | 19,495,000 |
| Provision for loan losses | -424,000 | -485,000 | -756,000 | -389,000 |
| Pretax income | 1,037,000 | 2,067,000 | 2,843,000 | 3,169,000 |
| Income tax | 342,000 | 635,000 | 868,000 | 890,000 |
| Net income | 695,000 | 1,432,000 | 1,975,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,835,000 | 51,432,000 | 51,332,000 | 51,195,000 |
| Total capital | 55,011,000 | 55,132,000 | 54,798,000 | 54,933,000 |
| Risk-weighted assets | 334,248,000 | 339,177,000 | 340,190,000 | 342,021,000 |
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